Sample of Actual Rates for: Male $250,000, 20 Year Term Policy

Final rates determined by underwriting class

return to Florida Life Insurance to fill out request form

Issue Age 
Pref Plus 
Pref Non-Tob 
Non-Tob + 
Non-Tobacco 
Pref Tob
Tobacco
20
19.56
23.06
29.84
33.34
51.94
59.81
21
19.56
23.06
29.84
33.34
51.94
59.81
22
19.56
23.06
29.84
33.34
51.94
59.81
23
19.56
23.06
29.84
33.34
51.94
59.81
24
19.56
23.06
29.84
33.34
51.94
59.81
25
19.56
23.06
29.84
33.34
51.94
59.81
26
19.56
23.06
29.84
33.34
52.16
60.25
27
19.78
23.28
30.06
33.56
52.81
61.34
28
20.00
23.50
30.50
34.00
53.91
63.31
29
20.00
23.72
30.94
34.44
55.44
65.94
30
20.22
23.94
31.38
35.09
57.19
69.66
31
20.22
24.16
32.03
35.75
59.38
74.25
32
20.44
24.59
32.69
36.63
61.78
79.50
33
20.66
25.03
33.56
37.50
64.84
85.63
34
21.09
25.91
34.66
38.81
68.34
92.19
35
21.75
26.78
36.19
40.34
72.50
99.41
36
22.84
28.09
37.94
42.31
77.31
107.06
37
24.16
29.63
40.13
44.72
83.00
115.16
38
25.69
31.38
42.75
47.34
89.56
123.91
39
27.66
33.56
45.59
50.63
97.00
133.31
40
29.84
35.97
48.66
54.13
105.09
143.81
41
32.03
38.38
52.38
58.28
114.50
155.19
42
34.66
41.00
56.31
62.66
124.78
167.66
43
37.06
43.84
60.47
67.69
136.16
181.44
44
39.91
46.91
65.06
72.94
148.63
196.53
45
42.53
49.97
70.09
78.84
162.19
213.16
46
45.38
53.25
75.34
85.19
177.06
231.31
47
48.22
56.53
81.25
92.19
193.03
250.78
48
51.50
60.47
87.59
99.63
210.31
271.78
49
55.22
64.84
94.59
107.94
228.47
293.88
50
59.59
70.09
102.47
116.91
247.72
316.84
51
64.84
76.44
111.22
126.97
268.06
340.69
52
70.75
83.66
121.06
137.91
289.28
365.19
53
77.97
92.41
132.00
149.72
311.59
390.13
54
86.28
102.69
144.03
162.84
334.56
415.72
55
96.13
114.50
157.59
177.06
358.41
441.31
56
107.50
128.28
172.69
192.59
383.13
467.34
57
120.63
144.25
189.75
210.31
409.59
494.25
58
135.94
162.63
209.44
230.66
438.25
523.34
59
153.66
183.84
232.19
254.72
470.19
555.72

Sample of Actual Rates for: Female $250,000, 20 Year Term Policy

Final rates determined by underwriting class

return to Florida Life Insurance to fill out request form

Issue Age 
Preferred Plus 
Pref Non-Tob 
Non-Tob + 
Non-Tob
Pref-Tob 
Tobacco
20
18.03
21.09
23.5
25.47
43.84
46.91
21
18.03
21.09
23.5
25.47
43.84
46.91
22
18.03
21.09
23.5
25.47
43.84
46.91
23
18.03
21.09
23.5
25.47
43.84
46.91
24
18.03
21.09
23.5
25.47
43.84
46.91
25
18.03
21.09
23.5
25.47
43.84
46.91
26
18.03
21.09
23.5
25.47
44.06
47.13
27
18.03
21.31
23.72
25.69
44.5
48
28
18.25
21.31
23.94
26.13
45.16
49.53
29
18.25
21.53
24.38
26.56
46.25
51.5
30
18.47
21.75
24.81
27
47.56
54.34
31
18.69
21.97
25.25
27.44
49.09
57.84
32
18.91
22.19
25.91
28.09
50.84
62
33
19.13
22.63
26.78
28.97
53.03
66.59
34
19.56
23.06
27.88
29.84
55.44
71.41
35
20
23.72
28.97
31.16
58.28
76.66
36
20.66
24.59
30.28
32.69
61.56
81.91
37
21.53
25.69
32.03
34.44
65.28
87.38
38
22.41
27
33.78
36.41
69.22
93.06
39
23.72
28.53
35.97
38.81
73.81
98.97
40
24.81
30.06
38.16
41.22
78.84
105.31
41
26.34
31.81
40.56
44.06
84.31
112.09
42
27.88
33.78
43.19
46.91
90.22
119.31
43
29.41
35.75
46.03
50.19
96.56
126.97
44
31.16
37.72
49.09
53.47
103.34
135.28
45
33.13
39.91
52.16
56.97
110.78
144.25
46
35.09
42.09
55.44
60.69
118.66
153.88
47
37.28
44.28
58.94
64.63
127.19
164.38
48
39.69
46.91
62.88
68.78
136.16
175.31
49
42.31
49.75
67.25
73.81
146
187.34
50
45.38
53.25
72.28
79.28
156.72
200.03
51
48.88
56.97
77.97
85.41
168.31
213.59
52
52.81
61.56
84.31
92.63
180.78
227.81
53
57.19
66.81
91.97
100.72
194.34
242.91
54
62.22
72.94
100.5
109.91
209
259.09
55
68.13
79.94
110.13
120.41
224.75
275.94
56
74.69
88.03
121.06
132.22
241.81
293.88
57
82.34
97.44
133.75
146
260.63
313.13
58
90.88
108.38
148.41
161.75
281.41
334.34
59
101.16
120.84
165.25
180.13
304.38
357.97

 

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