Florida Life Insurance and more: Life Insurance Request Form
When thinking about life insurance use the D.I.M.E method: Debt, Income replacement, Mortgage and Education expenses. Click Here for calculation
Term:Just as it is, insurance that lasts a specified amount of time. A lot of insurance for the least amount of cost. $
Universal Life: Combines the low-cost protection of term insurance with a savings component that is invested in a tax-deferred account, the cash value of which may be available for a loan to the policyholder. $$
Whole Life: Provides coverage for an individual's whole life, rather than a specified term. A savings component, called cash value or loan value, builds over time and can be used for wealth accumulation. $$$
Indexed Life: Indexed Universal Life is flexible-premium adjustable life insurance that combines the death-benefit guarantees of life insurance with the opportunity to build cash values that are linked to the growth of a stock-market index but do not involve the risk of market loss. $$$$
Paramed exams keep premiums low. Companies that do paramed exams generally have lower premiums